Want to find out how to make mortgage claims? Reclaim every penny you ever paid to your lender at forgedsignatures.com/tgbms
It will probably surprise you and you might find it difficult to believe, but the fact is your mortgage is probably illegal and void.
So Could You Make a Mortgage Claim?
Put simply, you were asked to grant your lender a legal charge over a property before you owned it, and the Supreme Court has ruled that this cannot be done, because you can’t grant any rights to anything before you own it.
Over ten years ago two incredibly tenacious men from the north of England began, for their own individual reasons, challenging the financial system, questioning the relationship between lender and borrower.
What followed was an incredible David and Goliath battle which resulted in a massive win for these two brave warriors. Their fight, their win, and their determination, means you can now benefit from all they’ve done. Michael O’Bernicia and Michael O’Deira have paved the way for you to join their class action against the banks. And you can join completely free of charge.
Ask yourself, what would you do if you were given back every penny you ever paid a mortgage company?
Your time has come, it’s now. Watch the TGBMS movie, and make your claim.
Go to forgedsignatures.com/tgbms
Q- Are you able to claim back mortgage interest?
A- Yes, you can claim back interest payments
Q- How far back can you claim from?
A- All the way back to the beginning of your original mortgage.
Q- Is it worth claiming?
A- Why not? It costs you nothing and you could get all your money back.
Q- Can I make a mortgage claim even though I still owe the banks money?
A- Of course! Even if you still owe the banks money, they didn’t have any right to missile their mortgages.
Q- Is there a time limit on claims?
A- Not at the moment, however, the sooner you act the better as a class action is being prepared right now!
Q- What is the easiest way to claim back my mortgage payments?
A- visit forgedsignatures.com/tgbms
Q- Will claiming cost me anything?
A- No. the class action is fully funded and you will not be charged anything.
Q- Would I not be better using a paid service like a claims management company?
A- No. they will not get you back all your payments and they will take a large slice of any compensation. We don’t take anything.
Q- How can you possibly do this for free?
A- This and many more questions are answered on the website at forgedsignatures.com/tgbms
For more frequently asked questions, just visit our site @ http://forgedsignatures.com/tgbms
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Mortgage Claims can lead to huge compensation. Find out if you could be due a payment from your lender or Land Registry.
Hi Michael, we bought our house in 2003 through Abbey National. We remortgaged in 2006 with GMAC, now defunct and changed to Paratus, now defunct and changed to Capital home loans. I’m having difficulty finding the original docs for any of the above. Help please! Thank you. I’m right behind you but what can I do?
Hi
If you haven’t already you need to join the class action by completing a clam form.
Then, you need to send a data subject access request (DSAR) to Abbey National, find or request original conveyancing letter about signing but not dating deed, and complete Land Registry docs as follows:
Abbey National DSAR:
1. Original Loan Agreement
2. Original Offer
3. Original Terms and Conditions (the mortgage conditions)
4. Copy statements for the whole period of your mortgage
5. Copy of deed (not essential as you can get this from Land registry but worth asking for because in my case there were two different deeds in my DSAR!)
Land Registry
1. Download AP1 form – https://www.gov.uk/government/publications/change-the-register-ap1
2. Complete OC2 request for documents – https://www.gov.uk/government/publications/official-copies-of-documents-registration-oc2
Conveyancing Solicitor
1. Request a copy of the letter or if they don’t have a copy, ask them to confirm that “in 2003 it was their standard practice to instruct clients to return the deed signed and undated”
Hope that helps
Hi there,
Is there any reason why the web page contents are not fully visible? Any reply from anyone would be highly appreciated.
Hi there,
I have recieved the mortgage documents requested. No signatures on any copies. I was advised to contact Land registry for the copy of the deed.
Thanks for any reply
Hi, i noticed that the statement of truth was signed by a paralegal from TLT. This is not a validly executed document. it is contrary to section 44 of the companies act 2006, execution of documents
Hi, Michael I had a mortgage with HSBC and A diferrant loan, I have sold the house already , can I still claim back my money ? And if I can how do i go about it , I have bought the DVD already and watched it made me feel so cheated and I want my money back , plead I am waiting on your swear .
Thanks Sebastian.
I sold the property concerned in my class action claim in February 2018.
I don’t think I have any proof that the original solicitor asked me to sign but not date forms(I will check)
I do have copies though of the conveyancing solicitor from the sale of the property in 2018 requesting I sign but ‘do not date’ deed when selling the property
Would this be of any significance to my claim as it was me selling and not purchasing the property?
thanks
The solicitors letter is minor part of the TGBMS grounds. You still signed a financial instrument pledging rights over a property you did not own.
i noticed that the statement of truth from TLT is invalidly executed according to section 44 of the companies act 2006 execution of documents.
So the claim should of been refused but the cc is utterly corrupt.
Hi. Any link how to join the class action pls. (Essex)
Also where I can have a copy template for DSAR request for mortgage documents.
Thanks
Top menu TGBMS click on TGBMS Claims
Hi abracadra, noticed your from essex area perhaps we can get together and perhaps form a group? regards nik
Always thought there was something suspicious.
All done by post didn’t have to see anyone from Santander
3 comments:
1. Pls fix this site so that each members “logo icon box” doesn’t sit over the comments (can’t read them). Might be due to site not being set to mb ph friendly??
2. I believe this is relevant:
I have 2 cases underfoot, in both I have alleged fraudulent signatures of banks law firms into court filed docs, as they have signed – in cursive (to make it appear as a true signature) – the LAW FIRMS NAME , not the individuals name that signed it.
Neither law firm, nor judge, rebutted- therefore, stands as truth in law.
So, be aware of these fraudulent signatures in everything, not just deeds.
3. Is there any way to email Michael ?
Keep up the good fight all! 🙂
PLEASE NOTE
The comment section of this site is not for support purposes. By all means comment on whatever you want but if you need support please contact the relevant admin for your claim.
I’m happy to do this but where do I find the contact detais of the admin for my region? Many thanks
Asset Management Group was the name being used when my home was stolen at 3 Peel Drive, Ilford, Essex IG5 0JR on 20 July 2018, when Clearway Services put metal shutters up and were accompanied by 2 Dog Handlers with 2 dogs, who lived on my front drive for 2 months, until it was auctioned by Barnard Marcus Auctions in Great Queen Street, next door to the Masonic Headquarters of the World, despite my issuing a STOLEN PROPERTY NOTICE to the auctioneers and the bidders. When I looked into company purporting to be the dog handlers, Coverdale K9, it had been struck off like most of these companies. Also a guy from Axiom 365 was at the Romford County Court where life-long criminal, Winston Leachman was causght impersonating a lawyer during community service, whilst holding a Firearms License for Sussex Police, stored on a stolen farm where Sussex Police are growing drugs.. All evidence has been submitted in courts and available from myself, or Lee Cant
wow! I,d really like to hear that story!
I wonder if we can really drain this stinking, fetid swamp!??
View from Inside 6am on 20 July 2018
https://www.youtube.com/watch?v=6hUUgi2GVmY
View from outside CCTV
https://www.youtube.com/watch?v=_PNxbRwxwks
Perhaps a forum where people can share information and ideas, ask questions and offer help and support to one another might be something to think about.
Support is definitely needed. I took on the Bank of Ireland, Attorney General, Lancashire Constabulary in 2014…when I asked for the paperwork of the mortgage, they ignored my request. I have 34 commercial liens against those who chose to ignore my request. Traumatised by the experience. Been travelling for 7 years. Now ready for my own home again. Happy to set up a sustain yourself-care project for anyone interesting?
Check out the UCT on this website. You can mortise your liens with crypto.
https://www.universal-community-trust.org/ General Info
https://www.uct-token.org/ Info on the crypto and lien conversion
Since buying my house in 1999 with a mortgage from Woolwich. Remortgaged with Abbey National in 2004, remortgaged again in 2007 with Bank of Scotland switching to an interest only mortgage for financial reasons. Bank of Scotland extended my morgage beyond my retirement age in 2011. Which of these banking institutions am I claiming against?
Bank of Scotland
Hi Folks I attended the meeting in Nottingham , can anyone help me to register a claim in the actions , I reside in Scotland and I presently have a Barclays / Woolwich Mortgage.
Could someone if possible please email me over the necessary paperwork with correct wording etc etc , if this is the way it’s done and advise me with the information I require to carry this out , to allow me to be in these actions against these Banks and their fraudualant activities against us.
My email address is [email protected] .
If anyone can assist please.
Kind rgds
John McCrorey
Greenock
Scotland
Hi is there anyone in the Essex area and have a mortgage with Santander. Also what is the procedure once e have the land registry documents. sorry i am at a loss hat to do.
You should have a contact email for your area. See reply that I just made to albino78 it still applies to you.
I get regular email update from Bernician that has links and info on what is progressing.
The original video about this Class Action tells us what to be looking for. The emails help too.
Regards
Flofreedom
Hi Katie i’m in Romford Essex. E-mail ; [email protected] look forward to hearing from you.
I appreciate that this forum is not to give support but who can I contact for more information and to get answers to some questions please ( Dorest area)
Thanks
Hi this is John I have a mortgage with Rooftop Mortgages does anyone else have one with Rooftop if so please contact me on my email [email protected] have you got any template letters to help me out. when I applying to the land Reg I’m contacting my building society for all my information under the data protection act if anyone can help please submit comments or contact me by email
Nationwide are taking me to court to steal my home of 33 years.
But they have invalidly executed the possession claim form.
A paralegal from TLT solicitors have signed the statement of truth which does not comply with section 44 of the companies act 2006. The same can be said for warrants of entry too, that are not validly executed but the courts don’t give a fuck.
Although it is perfectly clear that the claim document has not been validly executed the court is still proceeding with the possession claim regardless.
All the county courts were dissolved in 2014 and all the stamps were changed so the town or city has been taken off so it just says county court instead of Bedford county court for example.
I have ask to see proof of where the court in registered to do business now but they just ignore me.
So anyone know were to contact the London representative of the TGBMS.
I’v noticed on a lot of the statements of truth that they are invalidly executed according to section 44 of the companies act 2006 execution of documents.
Hi Guys ,
Since my recent discovery of the “strawman fallacy” and all of the corruptness that we have been fooled into accepting from birth worldwide, I am so happy to find a site for us UK residents with mortgages .
Most of the info online is geared towards US citizens….Anyways a massive “Thank you” for the TGBMS video and what the Micheals’ had to go though so that the rest of us can finally take back a huge chunk of our lives. ….again Thank you guys…..
Also thank you to the admins in here for all the hard work to date….and everyone who is willing to ask questions or share their experiences…
My question , once I got all my info together is ….. when i bough my house in 2003 (London) via Santander (Abbey national), 25% of £200K (or the £50K deposit) was paid by my housing association (Nothing Hill trust) who basically has a charge on my property .
I am up to date on the payments , but since then I had to apply for a £25k loan to pay a huge TAX bill …(yes I know , that was when I was young ,new to being VAT registered, a small business owner and paying cash to employees) , which was then added to the remainder to the mortgage period for ease and affordability in payments.
All in all I have about 9 years left and £90k in total to payoff, but like most of us all know , self employed or not …. these monthly repayments seems like 3 weeks or less apart …..
So my question is …. do i need the info for the Housing association charge on my property too an how will this affect the process involved.
Please feel free to contact me at : [email protected] regarding this.
Hi I had a mortgage with Bristol and west in 2002 for 25 years and I changed to Santandar in 2009 for The rest of the period. Now I request all the relevant documents which is mainly original offer letter, Santandar reply as you have to go to your broker to get the paperwork because you used the broker. Now I Spok to the broker which I used he then reply that he doesn’t keep the document after 5 years. Is there anyway that you can help me to get the paperwork to claim the compensation or any Other ways to help me please.
Thank you
I don’t know how you do it there, but,in the U.S. you go to a judge, get a subpoena duces tecum, and serve it on the party which SHOULD have the documents. If they refuse to give them to you, then you initiate a lawsuit, claiming damages for the full amount of the “loan” plus treble penalty damages.
If this is a class action, the lawyers for the class action have to know that you will not have the documents, which is part of what they are suing the banks about. They should be able to offer you some form of realizing equity in your case. The lawyers should be able to force the institution which made the “loan” produce the records. The lending institutions are required, by law, to keep them for many years,, here in the states they do at least.
Hi All, I contacted BoS concerning my title deeds. They were very evasive and unhelpful when i requested my title deeds they said they did not have them and a ‘electronic’ copy was at the Land registry. I demanded that they send me the original deeds and mortgage agreement, they kept referring me to the land registry. I asked for the Bos reference and name of the individual I was speaking to and he refused point blank and hung up! I think we’re on to something! Anyone in the Essex or East London area want to hook up and get this going??? looking forward to hearing from you . Regards Nik.
Hey,
We have just joined the group and we are in East London. I guess we need all the support we can get to get through this.
Thanks and I wish us luck.
What a pleasure to see those people rallying in support of the family facing down corruption.
Having had experience of banking imbeciles and incompetent legal services I’m very grateful indeed to be accepted here, greatest respect to the film makers, that could of been me, I was a lone wolf at that time fighting a good fight against HSBC who ruined our 38 year old business.
In America, most people are so ignorant of the law and so trusting of the industries which do them the most harm, it has been an uphill struggle to get people to open their eyes and see what is happening right in front of their faces. Banks here have been pushing that fraud they call a loan for over 30 years now.
What they call a loan, is not a loan at all. It is quite simply the power of the borrower’s signature on a promissory note which results in the creation of “new money” which is actually “new debt”. The bank takes all of the documents it puts together and calls it a mortgage, which is really a contract, giving the bank the ability to send copies of those documents to The Federal Reserve, which upon examining the papers, issues credit to the bank, which then puts that promissory note into a DDA account (checking account) in your name, by stamping these five words upon the back of the promissory note for deposit only – no recourse which the bank officer then adds his/her initials or signature to the note, which turns that IOU into a security instrument. Once they change the IOU into a security instrument, it is no longer an IOU and the mortgage (contract) becomes null and void.
The bank did not give you a loan. Your signature upon the promissory note is what generated the cash for the “loan” funding you got to purchase whatever it was that you filled out the promissory note as security for. So, the bank has committed fraud, it offered a loan, but, did not provide that loan. At most it would be considered to be acting as a broker. So, fraud one, using federal telephone lines in the process is a felony here. Then comes fraud 2, they stamp and deposit the note, which is illegal, only the person who created and signed the note is capable of legally of changing the note, in any manner. So, one more fraud and another lie, designed to get your money, that you created, and they open an account under your name, and deposit your note, which is now a security instrument (same as money) without your permission or knowledge. It gets better. They then charge you a monthly fee, for the money that you created, with your signature, until you pay back the money that they did not provide to you. Then something truly amazing happens, they sell the note and mortgage to other entities, but, still continue collecting money from you, for the loan that they didn’t make to collect the money that sits in an account in their very own bank, in an account in your name, which was done without your permission or knowledge. So, the bank collects three (3) times the amount of the money that YOU created, with your signature.
This is the way that the 2008 devastation started. Investors bought the worthless paper, or notes as they are called, under the belief that the notes would provide them with monthly income on their investment. They were wrong, the whole scheme was done with a nod and a wink from the justice dept. which did not prosecute one bank officer for their part in the scheme. The sheer evil of the IMF and it’s minions in every Central Bank in every nation is unbelievable. They control every government, and every army of those governments, with their wealth, which buys the silence of anybody in government and their power, which comes from owning every government’s military.
Good luck defeating the criminal banksters. they are ruthless and many millions have died in order for the banks to have a stranglehold on the necks of every person on this planet. Until the people of this world realize how they are being abused, and decide to do something about it, we are doomed to ever increasing deprivation of our rights. Soon, very soon, it will be too late to do anything to change this problem. The covid-19 is an excuse to keep us all locked down as they put the last nails in our coffins.
Here, in the states, there is not one lawyer with the guts to pursue a class action against the banking institutions. Millions of homes were stolen from their owners, many lives were ruined and the financial detruction was felt around the world. All because Bill Clinton stopped the regulation of those lending institutions. He knew quite well what the results were going to be. He must have been paid off handily.
Hi all
New to all this From the Manchester area, would totally respect anyone who get give me, some advice and urgent guidance I am trying to recover myself from Mental health issues, I believe I am a victim of this crime. cut along story short I have for a number of years been requesting from my Halifax so called lender for the legal proof of the claim, all they send me is computer generated documents never the real things requested, I feel that they have put me in a position of despair and this is not allowing me to recover from my mental health issues, they are fully aware of my position but ignore and keep dragging me through a maise of confusion. £23,000+ outstanding 5yrs left from a £58,000 pound mortgage debt, I lost my Job 5yrs ago and have struggled putting my own life at risk to make sure I could keep my roof over my head my troubles started about 2008-09 please any help will be appreciated, the treat of court hearing in 17/9/21 is a fear being created becuse the bullies wont to steal my life. please please help????
any advice or guidance would be respectfully appreciated contact on [email protected]
thanks in advance.
All the lawyers, police and local Gov personnel are part of the crime.
Otherwise it cannot work. Look at this bit.ly/queenofscam
I am at the end of an interest only mortgage and the building society is trying to get me to pay them £264,000 to pay off the the debt.
I live in East Sussex, is there any kind of a group in this area I could join, perhaps meet up with, in order to fight back at these crooks.
My email is [email protected]
Cheers everyone lets fight the good fight.
hey guys like to add that I had my home repossessed back in 1990 and had the west bromwich bs chase me for unpaid “interest! for many years after! this destroyed my whole family and have been searching for some recourse ever since, could this be my pathway to redemption?
forgot to add that as its been so long since this occurred I might struggle to have all the relevant papers and exact details is there a way to acquire this info from either the mortgage company or the land registry?